How Do I Find the Best Rates on Home Insurance?

When looking for competitive home insurance rates, is best to work with an independent insurance agent who represents numerous companies. Agents who work for companies such as State Farm, Allstate, Farmers, Nationwide, etc. are called direct writers and can only represent that one company, meaning they are limited by the options for pricing and coverage they can offer. An independent agent has the flexibility to shop a wider range of companies to find the best options.